Meir Ezra
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The Secret of How to Build a Personal Cash Surplus

If you had saved 10% of your income since you started working, how much money would you have now?


Having a big savings fund has many advantages. For example:

•You can negotiate better purchase prices

•Emergencies and potential emergencies are less stressful

•You can help the people you love with their emergencies

•You do not feel as trapped by your job

•You have the option of getting into activities you enjoy and out of activities you do not enjoy

•You have more choices of where to live

•You can devote more time and money to the activities and causes you love


Is saving money difficult for you? Perhaps your immediate needs are more stressful than your future needs. You may not have enough to cover current bills.


Even if you manage to save some money, you are tempted to spend it. Or you have an emergency or find something you really want to buy. You promise yourself you'll pay it back to your cash reserve, but you never do.


Saving money takes more self-discipline than most people have. It is difficult to put money aside each month into savings. However, most people can pay their bills.


The Secret

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